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Emery Financial - Clients for LIFE.

CLIENTS for LIFE!

Our goal is to always provide the best rates and service to earn your business and referrals for life! Choosing the right broker means more than simply finding the lowest quote on a 30 year fixed. As your needs change, I'll keep you partnered with the lender who best suits you.

After all, what stays fixed for 30 years?

Whose Oil Is It Anyway?
No longer a stimulus: The payroll tax cut, transformed into a coping mechanism for high gas prices. Plus: Why are "American" gasoline, diesel, and jet fuel destined for export? Byron King peels an onion at the request of The 5 readership.
Two Jaw-Dropping Charts
Obscure but vital indicator going parabolic: Chris Mayer with "one heck of a scary chart" Another ominous chart: Abe Cofnas on why stocks might be getting ahead of themselves.
Two Sure Ways to Preserve Purchasing Power
Government's estimation: Inflation is "contained." The 5's estimation: Stock up on candy bars and nickels while you can. Plus: Oil crosses $103 as a 1,354-year-old conflict metastasizes.
Parallel Paths to War
"Slant drilling" 1990... "Complex smuggling network" 2012... Parallel paths on the road to war in the Gulf. Plus: Sunny economic numbers, but Dan Amoss finds a cloud that points to more margin squeeze.
Jay has been an excellent resource for providing my clients with financing. He is thorough, confidential, and professional. I would not hesitate to recommend him to anyone.

Tim C.
If you value follow-through on commitment and the highest level of service, you’ll appreciate doing business with Jay and his team.

Richard R.
I highly recommend Jay for all residential lending needs. Jay is professional and conducts business with honesty and integrity.  I have dozens of satisfied clients that received their real estate financing through Jay.

Lisa O.
Working with clients who are sophisticated buyers and sellers of unique properties, we have found that Jay consistently serves the needs of our clients  It is reassuring that our clients’ expectations are being exceeded!

Keith & Chris L.

620 Newport Center Drive, Suite 630 Newport Beach CA 92660  (800) 573-6379, (949) 729-9200, ext. 332 Fax: (949) 258-5730 
Jay Kunkle NMLS# (323607)

© 2012 W.J. Bradley Mortgage Capital, LLC 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.

AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; To check the license status of your CO Mortgage Broker, visit 
www.dora.state.co.us/real-estate/index.htm Colorado Supervised Lender License #991424; Florida Mortgage Lender Servicer license #MLD738; ID Mortgage Broker License No. MBL-2803; IL Residential Mortgage Licensee – License #MB.6760738, 6465 Greenwood Plaza Blvd., Suite 500, Centennial, CO 80111; MN Residential Mortgage Originator License No. 20447094; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Mortgage Broker –  License No. MB001365; OR Mortgage Lender License No. ML-776; TX Mortgage Banker Reg. No. 74182; UT Mortgage Lender Company License No. 5495659-NMLC;Utah Consumer Credit Notification; Vermont Lender License #6141; WA Consumer Loan License No. CL-3233; Wisconsin Mortgage Banker License No. 699991. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233
Copyright 2012 by Emery Financial